Well xrp isn’t going to do the job in 2019. And i don’t expect swell pumps either. What Garlinghouse says doesn’t matter. Buy the rumour, sell the f?cking news. It has always been like that in the stockmarket, even with gold prices. So 90% of the coinmarketcap are sh?tty crapcoins. No use cases at all. Price of xrp is also manipulated by ripple itself.